Maimoona Sadiq and Hamid Ullah (2025) “The Impact of National Intellectual Capital (NIC) on Financial Inclusion (FI): Evidence from Emerging Markets”, Dialogue Social Science Review (DSSR), 3(1), pp. 1185–1212. Available at: https://dialoguessr.com/index.php/2/article/view/250 (Accessed: 2 July 2025).